Frequently Asked Questions
At Professional Adjusting & Consulting Service, we get asked several questions such as claims, insurance policies, and hiring a public adjuster in Atlanta, GA. As professional public adjusters, we are fully prepared to help you with whatever you might be facing. To further understand, here are a few common questions that we will start digging into. This way, you will not have to go through your claim on your own.
- Why should I hire a public adjuster instead of an attorney?
A Georgia public adjuster will be the first line of defense when an insurance dispute arises. When a claim is going on, you will need to be scoped and valued. You may be working with a public adjuster for months and they will represent you with your insurer. Save your money and allow a public adjuster to handle it because in terms or statistics, an attorney will only be able to help you by 2%. If the loss needs any legal representation, then you may hire an attorney who specializes in first party property insurance claims.
- How does a public adjuster differ from an insurance company adjuster?
The difference is that a public adjuster is employed by you and they will be on your side. Their main purpose is to represent your interests and ensure that they can recover the proper settlement for all of your losses per the term of your insurance policy. On the other hand, the insurance company’s adjuster works for the insurance company and they are responsible in protecting their interests throughout the claims.
- Why would I need help with my claim?
There are various reasons as to why you should consider hiring a professional public adjuster to help you with your claim. Filing a claim will require a written, itemized, statement of your losses. You may not realize what the extent of your coverage is and the insurance company will not necessary tell you. However, a public adjuster can help you identify all of your damage and losses as well as what you are entitled to.
Filing a claim can also be just as tedious, aggravating, and time-consuming. A public adjuster can get rid you of that burden and help you with the job. In addition, they have enough experience and knowledge to help your situation. They are licensed, recognized, and respected by insurance companies.
- My insurance company asked for 3 different contractor estimates. Can I do this on my own?
It is recommended not to do the job on your own, especially in the event of a loss. Hiring a reputable public adjuster who knows what the policy will cover and what it takes to get your property back its pre-condition is best. Many contractors provide you with competitive estimates to make repairs, however they do not necessary mean that it can get your property back to its pre-loss condition.
- Can an insurance agent handle my claim?
Your agent is trained to determine your insurance needs, not negotiate insurance claims. Plus, in most occasions, your agent will be busy because their employer is the insurance company. On the other hand, a public adjuster will work for you and on your behalf.
If you are in need of a reputable Georgia public adjuster, then you can rely on our team at Professional Adjusting & Consulting Service. We process any and all types of property claims. We will discuss your loss or claim and we personally inspect for FREE. Call us today at 470.222.0912.